Could illness or injury leave your income unprotected?
Find out your financial resilience with a quick, jargon-free Scorecard built for UK IT professionals.
Income protection insurance pays you a regular, tax-free income if illness or injury stops you working; covering your bills, business costs, and family commitments.
Many IT business owners and contractors don’t have the employer sick pay employees rely on; if you’re a director, sole trader, or affected by IR35, your income could stop overnight.
In under three minutes, our Scorecard reveals your personalised score across three key areas: Income Exposure, Existing Safety Net, and Risk Profile.
You’ll get a free, no-obligation summary by email, showing where you’re covered and where you might have gaps; so you can make informed, practical decisions.
Led by Sean Fane, principal of Fane Financial Services and FCA-authorised adviser (FRN 429142), specialising in protection for IT business owners, directors, and contractors.
Over 70% of UK contractors have no meaningful sick pay.
Don’t leave your income to chance.
Start now for clarity and peace of mind.
Your Scorecard covers three key areas:
Your Income Exposure
How much would your finances suffer if your income stopped? Establish your vulnerability if illness or injury kept you from working.
Your Existing Safety Net
Find out what backup you really have in place, from savings to sick pay, and spot any shortfalls.
Your Risk Profile
Understand your personal and business risk factors that could amplify the impact of lost income.
